Stephen Ma

I moved to Seattle from Hong Kong in 1990 As a longtime resident of Seattle I have come to know its sub and surrounding neighborhoods. My knowledge of these communities helps me to represent and best serve my clients.

In my spare time, I enjoy spending time with my wife and kids. I enjoy being my kids biggest fan at their swim meets and piano recitals. I also enjoy attending church, trips, and dining with friends and family.

I have worked as a broker since 1999, I have consistently been among the top agents in my office by emphasizing superior service to my clients. Over the course different types of sales, I have been regarded as among the most knowledgeable agents in the area and office I specialize in.

Service is very important to me, simply because a client has put their trust in me. Real estate is one of the biggest investments an individual will own. And purchasing real estate is a very important and for some a once in a lifetime purchase. I deliver results for my clients. From selecting the right home to negotiating terms that best suit my clients, to finally closing a deal; I work diligently to make sure my clients don't feel any stressors through this process. It is my job to take care of my clients to make this journey an enjoyable and memorable one. Let's work together and let me show you my many years of experience by representing you for your next home purchasing, selling or rental experience.

Listings

$1,895,000
4 Beds 3 Baths 2562650 MLS
This thoughtfully updated mid century rambler offers 4 bedrooms, 3 bathrooms, and nearly 2,300 square feet of light filled living space on a rare, flat one third acre lot in the heart of Mercer Island. Walls of windows and beautifully refinished hardwood floors create a seamless connection between the indoors and the surrounding landscape. At the center of the home, the designer kitchen pairs terrazzo quartz countertops with a full height matching backsplash, custom cabinetry, a five burner gas range, and carefully selected lighting and hardware that elevate the space without sacrificing warmth or function. Primary suite provides a true retreat, featuring heated terrazzo tile floors, a spacious walk in shower, and dramatic floor to ceiling fluted tile. Outside, the experience is equally compelling. A generous driveway with turnaround space and a fully fenced backyard is surrounded by mature landscaping with established roses and rare mosses, while distinctive rain chains add an architectural touch that celebrates the Pacific Northwest. Whether you’re entertaining on summer evenings, watching kids or pets play, or enjoying a quiet morning coffee, the outdoor spaces feel both private and peaceful. Minutes from parks, restaurants, cafés, and boutiques, award winning Mercer Island schools, and I-90 for an easy commute to both Seattle and Bellevue, this home blends iconic mid century design with modern comfort in one of the Eastside’s most desirable neighborhoods.

4215 Island Crest Way, Mercer Island

Courtesy of Inspire Realty

$6,900,000
4 Beds 4 Baths 2565163 MLS
This extraordinary Mercer Island waterfront residence stands as a testament to what's possible when visionary architecture meets meticulous craft. Originally built in 1916, the home has been completely reimagined — preserving the soul of a century-old landmark while delivering modern luxury for today's most discerning buyer. Set behind a private gate, the property commands 40 feet of Lake Washington bulkhead waterfront and sweeping water views. Four bedrooms, three luxurious baths plus a powder room, and open kitchen, living, and dining areas are finished with interiors curated down to the last detail. There's a rhythm to living on Mercer Island you don't fully understand until you've experienced it — the stillness of Lake Washington at first light, water against the dock before the world wakes, an evening boat ride as the sky turns pink. A stone paver patio with plunge pool and spa is perched above the lawn, alongside a classic boathouse that invites life on the lake from the moment you arrive. Launch at dawn or host at sunset — this is a rare stage for either. Mercer Island is connected by I-90 to Seattle and the Eastside yet genuinely removed from the pace of both — top-ranked schools, a walkable downtown, neighbors who know your name. Properties of this caliber — historic pedigree, true waterfront with boathouse — are not built anymore. They are restored, once, by people who care deeply. This is that home.

6952 96th Avenue SE, Mercer Island

Courtesy of Windermere Real Estate Midtown

$699,000
4 Beds 3 Baths 2565347 MLS Crest tree Estates BLDG.
Tucked away on a beautifully landscaped, park-like lot, this spacious home offers the perfect combination of privacy, flexibility, and resort-style outdoor living. Soaring vaulted ceilings and dramatic floor-to-ceiling windows fill the main living area with natural light while showcasing peaceful views of the surrounding greenery. The open-concept kitchen features stainless steel appliances, abundant cabinetry, and easy access to the expansive entertainment deck. The versatile floor plan includes a separate lower-level living wing complete with its own bedroom and living area, making it ideal for multigenerational living, long-term guests, a home office setup, or future conversion to a mother-in-law suite. Step outside and enjoy your own private retreat featuring a large above-ground pool, multiple entertainment decks, dedicated dog run, fire pit gathering area, and an expansive fully fenced backyard surrounded by mature trees. Whether hosting summer pool parties, enjoying evenings around the fire, or relaxing in the peaceful outdoor setting, this property offers space to live, entertain, and create lasting memories. Located on a quiet lot with room to spread out, yet convenient to shopping, dining, schools, and commuter routes, this is a rare opportunity to enjoy the best of Northwest living with flexibility for today's changing lifestyle needs.

30217 176th Avenue SE, Kent

Courtesy of Donita Dickinson RE, Inc

$925,000
3 Beds 4 Baths 2565263 MLS Aspens Townhomes BLDG.
Bright, beautifully maintained home in one of Bellevue's most convenient locations, offering the perfect balance of comfort, style, and connectivity. Filled with natural light, the open-concept main level features warm hardwood floors, a welcoming gas fireplace, and seamless flow between the living, dining, and kitchen spaces—ideal for both everyday living and entertaining. The thoughtfully designed kitchen offers abundant workspace and overlooks peaceful greenery, creating a bright and inviting atmosphere. Upstairs, the spacious primary suite features soaring vaulted ceilings and a private ensuite, while additional bedrooms provide flexibility for guests or a home office. A generous finished bonus room on the garage level—not included in the home's recorded square footage—offers exceptional versatility as a media room, gym, office, playroom, or creative space. Modern mini-split heating and cooling provide year-round comfort, while large windows throughout fill the home with natural light. Ideally located in Bellevue's highly desirable 98005 zip code, you'll enjoy quick access to Downtown Bellevue, I-405, major employers including Microsoft and Amazon, shopping, dining, parks, and the rapidly evolving Wilburton neighborhood. Move-in ready and thoughtfully maintained, this home offers an outstanding combination of flexibility, convenience, and location.

11875 SE 4th Place Unit #701, Bellevue

Courtesy of Redfin

$300,000
3 Beds 2 Baths 2562256 MLS
Premiere Choice to call home at Belmor 55+ Park! Expansive Golf Green View from your covered deck of this 3 bedroom 1.75 bathroom option. Built in 2023 feels like brand new, with modern finishes, an open floor plan, high ceilings, & large windows with natural light. Living room offers a stylish built in entertainment center to place your television, books, decor, and entertainment accessories. Spacious chef's kitchen features a large kitchen island with granite countertops and lots of pantry and cupboard space. Primary suite on the opposite end of the home from the two other bedrooms has a large walk in closet & a large bathroom with lots of storage and convenient step in shower. Get away from it all with a greenbelt private sitting area in back. Extra parking on lot! Nearby the new light rail, shopping, dining & Commons Mall. Entertainment just outside your doorstep-golf free w/guests in this community. Country Club atmosphere in a quality community. Belmor has activities & gatherings to maintain a social lifestyle into retirement. Amenities include: Clubhouse with year round covered swimming pool, sauna, spa, fitness center, pool table, games, events & a dog park. Walk across the street to the mall, take light rail to airport or the city. 3 bedrooms offers opportunites for multigenerational living - The park allows 18+ family or caretakers to live with the resident, talk to park or agent for more details, subject to application & approval. This is the retirement 55+ dream!

2101 S 324th Street Unit #10, Federal Way

Courtesy of eXp Realty

$1,798,000
3 Beds 3 Baths 2564490 MLS Meydenbauer Square BLDG.
Rare, spacious three-bedroom, three-bath Downtown Bellevue residence offering 2,185 square feet of one-level boutique living in an intimate six-home setting with a private patio and buyer choice incentive. Enjoy convenient access to Downtown Park, Main Street dining, shopping, and everyday amenities—all while enjoying a quieter, lower-density alternative to a large high-rise. Fully remodeled down to the studs, the residence features generous living and dining areas, a cozy indoor gas fireplace, and a chef’s kitchen equipped with Miele appliances and a granite island. The open layout and private covered patio create an inviting setting for entertaining, relaxing, and everyday living. The spacious primary suite provides a comfortable private retreat with a spa-like bath. Two additional bedrooms offer flexibility for guests, a home office, or hobbies. Two parking spaces and dedicated storage provide valuable downtown convenience. This distinctive residence combines generous one-level living, a boutique residential environment, and convenient access to the best of downtown Bellevue. Seller offers up to $36,000 with an acceptable offer toward buyer’s choice of eligible HOA expenses, lender-approved discount points, a temporary rate buydown, permitted closing costs, or a negotiated purchase-price adjustment. Options are alternatives, not cumulative. Terms and eligibility are subject to the purchase agreement, applicable financing limits, and buyer-lender approval.

101 99th Avenue NE Unit #101, Bellevue

Courtesy of COMPASS

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Information courtesy of Intermountain Multiple Listing Service. Information provided by IMLS is deemed reliable but not guaranteed. IDX information is provided exclusively for consumers' personal, non‐commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. All listings provided by IMLS are marked with the official IMLS IDX icon.

Listings last updated . All information provided is deemed reliable but is not guaranteed and should be independently verified.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. © 2026 PACMLS